Coverage Gap (donut hole):

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For Medicare Part D recipients, this is a gap in prescription drug coverage after the initial coverage limit has been reached, before the *catastrophic coverage kicks in where beneficiaries are responsible for lower cost sharing. Since 2011, beneficiaries receive a 50 percent discount on brand drugs while in the coverage gap, and more generous plan coverage is phasing in for brand and generic medicines such that the coverage gap will be closed for beneficiaries by 2020. Consult the following resource to calculate your costs: https://q1medicare.com/PartD-DonutHole-CoverageGap-Calculator.php

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